Loans
calculators

Plan payments, eligibility, interest, and prepayment choices.

21 tools. Calculations run locally and every page explains its method.

  1. LoansEMI CalculatorEstimate a loan’s monthly instalment, total interest, and full repayment from principal, rate, and tenure.
  2. LoansHome Loan CalculatorPlan a home purchase using property value, down payment, interest rate, tenure, and optional ownership costs.
  3. LoansCar Loan CalculatorTurn an on-road car price and down payment into a monthly EMI and complete borrowing cost.
  4. LoansPersonal Loan CalculatorCompare the EMI and total cost of an unsecured personal loan including a processing fee.
  5. LoansBusiness Loan CalculatorModel a business loan’s repayment and compare its monthly obligation with operating cash flow.
  6. LoansLoan Prepayment CalculatorCompare using a lump-sum prepayment to reduce EMI versus reduce tenure and see interest saved.
  7. LoansLoan Eligibility CalculatorEstimate an affordable loan from income, existing obligations, FOIR, interest rate, and tenure.
  8. LoansInterest Rate CalculatorBack-solve the approximate annual interest rate from loan amount, instalment, and repayment count.
  9. LoansMortgage CalculatorEstimate a home mortgage payment with principal, interest, property tax, insurance, and association costs.
  10. LoansLoan Payment CalculatorCalculate periodic loan payments for monthly, fortnightly, quarterly, or annual schedules.
  11. LoansFlat vs Reducing Rate CalculatorCompare the monthly payment and total interest produced by flat-rate and reducing-balance loans.
  12. LoansEducation Loan EMI CalculatorEstimate education-loan interest during study and moratorium periods before calculating the repayment EMI.
  13. LoansTwo-Wheeler Loan EMI CalculatorCalculate a bike or scooter loan EMI from its on-road price, down payment, rate, tenure, and fees.
  14. LoansGold Loan CalculatorEstimate pledged-gold value, an indicative loan limit, and EMI or bullet-repayment cost using manual rates.
  15. LoansLoan Against Property CalculatorCheck an indicative property-backed loan limit and calculate repayment from manually entered terms.
  16. LoansCredit Card EMI CalculatorEstimate card EMI, processing fee, GST on finance charges, and the complete purchase cost.
  17. LoansCredit Card Payoff CalculatorCalculate how long a fixed monthly payment takes to clear a card balance and how much interest it costs.
  18. LoansLoan Amortization CalculatorSee how payment, principal, interest, and outstanding balance change across a loan term.
  19. LoansHome Loan Balance Transfer CalculatorCompare the remaining cost of an existing home loan with a lower-rate transfer after fees.
  20. LoansAPR CalculatorEstimate a loan’s true annual percentage rate after upfront fees reduce the money received.
  21. LoansDebt Payoff CalculatorCompare debt avalanche and snowball payoff plans using balances, rates, minimums, and an extra payment.