How this calculation works
Model a business loan’s repayment and compare its monthly obligation with operating cash flow. The result is calculated locally in your browser from the visible inputs, and the method below remains available for checking.
Worked example
A ₹20 lakh five-year loan is compared with ₹1 lakh monthly free cash flow to show payment coverage.
Assumptions and limits
- Inputs use the units shown beside each field.
- Intermediate values retain precision; displayed values are rounded for readability.
Questions people ask
How does the Business Loan Calculator work?
It applies this displayed method: Debt-service coverage = monthly free cash flow ÷ payment; repayment uses the selected reducing-balance or flat-rate method. Values stay in your browser and are not submitted to a server.
What should I check before using the Business loan result?
Inputs use the units shown beside each field. Intermediate values retain precision; displayed values are rounded for readability. This is an estimate, not a lender quote. Rates, fees, rounding and repayment rules vary by agreement.
Does this Business loan calculator save my information?
No. Calculation inputs are processed on this device. Sharing creates a URL only when you choose the share action.