Step-Up SIP Calculator

Project a monthly SIP that increases by a chosen percentage each year.

Adjust your plan

Enter an exact value or use a slider. Your result updates instantly.

Indian rupees
%
%

Your result

Local calculation
Projected corpus₹32,68,898.48

Investment split

Total invested59%
Estimated returns41%
Total invested
₹19,12,490.95
Estimated returns
₹13,56,407.53
Projection over timeValues progress from ₹1,27,664.98 to ₹32,68,898.48.
Year 1Year 10

How this calculation works

Project a monthly SIP that increases by a chosen percentage each year. The result is calculated locally in your browser from the visible inputs, and the method below remains available for checking.

The monthly SIP grows at the equivalent monthly return and increases by the selected step-up after every 12 instalments.

Worked example

A ₹10,000 monthly SIP increasing 10% each year shows contributions and projected corpus.

Assumptions and limits

  • Inputs use the units shown beside each field.
  • Intermediate values retain precision; displayed values are rounded for readability.

Questions people ask

How does the Step-Up SIP Calculator work?

It applies this displayed method: The monthly SIP grows at the equivalent monthly return and increases by the selected step-up after every 12 instalments. Values stay in your browser and are not submitted to a server.

What should I check before using the Step-up SIP result?

Inputs use the units shown beside each field. Intermediate values retain precision; displayed values are rounded for readability. This is an educational projection. Returns, rates, inflation, tax treatment and product rules can change.

Does this Step-up SIP calculator save my information?

No. Calculation inputs are processed on this device. Sharing creates a URL only when you choose the share action.

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