How this calculation works
Estimate monthly income and total interest from a Post Office MIS deposit. The result is calculated locally in your browser from the visible inputs, and the method below remains available for checking.
Worked example
A ₹9 lakh deposit at the visible rate shows monthly income and total five-year interest.
Assumptions and limits
- The entered rate and principal remain constant.
- Tax, premature closure and reinvestment are excluded.
Questions people ask
How does the Post Office Monthly Income Scheme Calculator work?
It applies this displayed method: Monthly income = deposit × annual rate ÷ 12; principal is shown separately as returned at maturity. Values stay in your browser and are not submitted to a server.
What should I check before using the Post Office MIS result?
The entered rate and principal remain constant. Tax, premature closure and reinvestment are excluded. This is an educational projection. Returns, rates, inflation, tax treatment and product rules can change.
Does this Post Office MIS calculator save my information?
No. Calculation inputs are processed on this device. Sharing creates a URL only when you choose the share action.