NSC Calculator

Estimate five-year National Savings Certificate maturity and accrued interest.

Adjust your plan

Enter an exact value or use a slider. Your result updates instantly.

Indian rupees
%

Your result

Local calculation
Five-year maturity value₹1,44,903.38

Investment split

Amount invested69%
Accrued interest31%
Amount invested
₹1,00,000.00
Accrued interest
₹44,903.38

How this calculation works

Estimate five-year National Savings Certificate maturity and accrued interest. The result is calculated locally in your browser from the visible inputs, and the method below remains available for checking.

Five-year maturity = investment × (1 + annual rate)^5.

Worked example

A ₹1 lakh five-year NSC investment is projected using the visible reference rate.

Assumptions and limits

  • The entered rate remains fixed for the full five-year certificate term.
  • Tax treatment is excluded.

Questions people ask

How does the NSC Calculator work?

It applies this displayed method: Five-year maturity = investment × (1 + annual rate)^5. Values stay in your browser and are not submitted to a server.

What should I check before using the NSC result?

The entered rate remains fixed for the full five-year certificate term. Tax treatment is excluded. This is an educational projection. Returns, rates, inflation, tax treatment and product rules can change.

Does this NSC calculator save my information?

No. Calculation inputs are processed on this device. Sharing creates a URL only when you choose the share action.

Related calculators