How this calculation works
Back-solve the monthly SIP needed to reach a target corpus after accounting for current investments. The result is calculated locally in your browser from the visible inputs, and the method below remains available for checking.
Worked example
A ₹1 crore goal in 15 years accounts for ₹5 lakh already invested before calculating the required monthly SIP.
Assumptions and limits
- Returns and inflation remain constant and are not guaranteed; taxes, fees and volatility are excluded.
- Monthly SIP instalments are modelled at the beginning of each month.
Questions people ask
How does the Goal SIP Calculator work?
It applies this displayed method: A goal stated in today’s money is first inflated to its future cost. The current amount then grows at the entered effective annual return, and the required beginning-of-month SIP is back-solved for the remaining shortfall. Values stay in your browser and are not submitted to a server.
What should I check before using the Goal SIP result?
Returns and inflation remain constant and are not guaranteed; taxes, fees and volatility are excluded. Monthly SIP instalments are modelled at the beginning of each month. This is an educational projection. Returns, rates, inflation, tax treatment and product rules can change.
Does this Goal SIP calculator save my information?
No. Calculation inputs are processed on this device. Sharing creates a URL only when you choose the share action.