CAGR Calculator

Find the annualised growth rate between a beginning value and ending value.

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Enter an exact value or use a slider. Your result updates instantly.

Formula, example and assumptions
Compound annual growth rate14.8698%
Indian rupees
Indian rupees

Your result

Local calculation
Compound annual growth rate14.8698%

CAGR is the constant annual growth rate that connects the starting and ending values over the entered years. Total growth describes the change across the entire period.

Number of years
5
See how this is calculated

Result breakdown

Total growth
100%
Check the inputs and method

These are your current inputs, not the worked example further down the page.

Beginning value
₹1,00,000
Ending value
₹2,00,000
Number of years
5

Method

CAGR = [(ending value / beginning value)^(1/t) − 1] × 100%, where t is years. Total growth = [(ending value / beginning value) − 1] × 100%. Both values and the duration must be positive.

Read the worked example and assumptions

How this calculation works

Convert one beginning value and one ending value into the constant annual growth rate that connects them. CAGR smooths the path between those endpoints: it does not describe yearly volatility, nor does it separate investment gains from money added during the holding period.

CAGR = [(ending value / beginning value)^(1/t) − 1] × 100%, where t is years. Total growth = [(ending value / beginning value) − 1] × 100%. Both values and the duration must be positive.

Worked example

This example uses illustrative inputs. Your current result is shown above.

A balance grows from ₹1,00,000 to ₹2,00,000 over 5 years with no intervening cash flows. CAGR = (2^(1/5)−1) × 100 = 14.87% a year; total growth is 100%.

Assumptions and limits

  • The starting and ending values refer to the same holding.
  • No external contributions or withdrawals occur between the two endpoints.
  • CAGR is a smoothed historical or hypothetical rate, not a forecast of each future year.

Questions people ask

Can I use the starting and ending balances of a SIP?

Not to measure its investment return when new instalments were added. Those deposits inflate the ending balance. Use XIRR with the dates and amounts of the cash flows.

Can CAGR be negative?

Yes. A positive ending value below the positive beginning value produces a negative CAGR. A zero or negative endpoint is outside this calculator’s supported inputs.

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