XIRR Calculator

Calculate an annualised return for irregular, dated investments and receipts.

Adjust your plan

Enter an exact value or use a slider. Your result updates instantly.

One per line: YYYY-MM-DD, amount. Investments are negative; receipts are positive.

Your result

Local calculation
Annualised XIRR10.2745%
Total negative cash flows
₹1,25,000.00
Total positive cash flows
₹1,80,000.00
Net cash flow
₹55,000.00

How this calculation works

Calculate an annualised return for irregular, dated investments and receipts. The result is calculated locally in your browser from the visible inputs, and the method below remains available for checking.

XIRR finds the annual rate where the net present value of irregular dated cash flows equals zero, using actual day gaps divided by 365.

Worked example

Two dated investments and a later redemption are converted into one annualised return.

Assumptions and limits

  • At least one negative and one positive cash flow are required.
  • Some cash-flow patterns can produce no solution or multiple mathematical solutions.

Questions people ask

How does the XIRR Calculator work?

It applies this displayed method: XIRR finds the annual rate where the net present value of irregular dated cash flows equals zero, using actual day gaps divided by 365. Values stay in your browser and are not submitted to a server.

What should I check before using the XIRR result?

At least one negative and one positive cash flow are required. Some cash-flow patterns can produce no solution or multiple mathematical solutions. This is an educational projection. Returns, rates, inflation, tax treatment and product rules can change.

Does this XIRR calculator save my information?

No. Calculation inputs are processed on this device. Sharing creates a URL only when you choose the share action.

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