How this calculation works
Model regular monthly withdrawals and the remaining balance of an invested corpus. The result is calculated locally in your browser from the visible inputs, and the method below remains available for checking.
Worked example
A ₹10 lakh corpus with ₹10,000 monthly withdrawals shows total withdrawals and remaining balance.
Assumptions and limits
- Withdrawals are modelled after monthly growth and stop when the balance is exhausted.
- Taxes, exit loads, fund expenses and return volatility are excluded.
Questions people ask
How does the SWP Calculator work?
It applies this displayed method: Each month applies the equivalent effective monthly return, then subtracts the withdrawal while funds remain. Values stay in your browser and are not submitted to a server.
What should I check before using the SWP result?
Withdrawals are modelled after monthly growth and stop when the balance is exhausted. Taxes, exit loads, fund expenses and return volatility are excluded. This is an educational projection. Returns, rates, inflation, tax treatment and product rules can change.
Does this SWP calculator save my information?
No. Calculation inputs are processed on this device. Sharing creates a URL only when you choose the share action.