How this calculation works
Project systematic monthly transfers between a source investment and a destination investment. The result is calculated locally in your browser from the visible inputs, and the method below remains available for checking.
Worked example
₹10 lakh transfers ₹50,000 monthly from a 6% source projection into a 12% destination projection.
Assumptions and limits
- Returns remain constant and transfers stop when the source balance is exhausted.
- Taxes, exit loads, expense ratios and market volatility are excluded.
Questions people ask
How does the STP Calculator work?
It applies this displayed method: Each month transfers up to the entered amount between the source and destination. Beginning-of-period transfers then let both resulting balances grow; end-of-period transfers occur after that month’s growth. Values stay in your browser and are not submitted to a server.
What should I check before using the STP result?
Returns remain constant and transfers stop when the source balance is exhausted. Taxes, exit loads, expense ratios and market volatility are excluded. This is an educational projection. Returns, rates, inflation, tax treatment and product rules can change.
Does this STP calculator save my information?
No. Calculation inputs are processed on this device. Sharing creates a URL only when you choose the share action.