How this calculation works
Project Public Provident Fund balances using annual deposits and a clearly dated reference rate. The result is calculated locally in your browser from the visible inputs, and the method below remains available for checking.
Worked example
₹1.5 lakh deposited annually for 15 years at the Q2 FY 2026–27 reference rate of 7.1% shows an indicative balance.
Assumptions and limits
- The entered rate is held constant, although the Government notifies PPF rates periodically.
- Deposit timing is simplified to the start of each year.
Questions people ask
How does the PPF Calculator work?
It applies this displayed method: The annual deposit is added at the start of each model year and annual interest is credited to the resulting balance. Values stay in your browser and are not submitted to a server.
What should I check before using the PPF result?
The entered rate is held constant, although the Government notifies PPF rates periodically. Deposit timing is simplified to the start of each year. This is an educational projection. Returns, rates, inflation, tax treatment and product rules can change.
Does this PPF calculator save my information?
No. Calculation inputs are processed on this device. Sharing creates a URL only when you choose the share action.